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Download it once and read it on your kindle device pc phones or tablets use features like bookmarks note taking and highlighting while reading saving money 8 laws of saving money budgeting your savings and debt managing your personal finance that doesnt suck 8 laws of self improvement book 2. Saving money the 8 laws of saving money budgeting your savings and debt managing your personal finance that doesnt suck 8 laws of self improvement volume 2 campbell gerald on amazoncom free shipping on qualifying offers. In this book saving money the 8 laws of saving money we cover 8 great money saving strategies and rules that will change your way of thinking about frugal living and budgeting for beginners of course we do this with a little help and insight from the words of thomas jefferson himself law 1 saving is symbolic and debt is symbolic. For that you need to do some calculations to determine how big your emergency savings fund really should be most experts recommend that you should save 3 6 months of budgeted expenses in your emergency savings fund so if you have 1500 of expenses every month your ideal emergency savings fund would be 4500 to 9000. If housing only takes up about 12 of your income thats extremely low and that alone might make saving money pretty easy even if you dont have a budget to follow